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Thread: stateside Hako/JDM car owners

  1. #1
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    stateside Hako/JDM car owners

    who are you using for your insurance, and have you had any problems or run into any snags?

  2. #2
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    Re: stateside Hako/JDM car owners

    I use Hagerty. They let me set a declared value on the car which was nice. No complaints here, but haven't had to use them for anything yet.

  3. #3
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    Re: stateside Hako/JDM car owners

    someone else just told me that stae farm has a declared value policy, i will check into that, i was kinda hoping someone was using USAA. im considering them for banking too already.

  4. #4
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    Re: stateside Hako/JDM car owners

    i need to get my shit together and get things lined up for shipping haha. have 1.5 years though... for insurance idk about usaa covering cars like ours. i've heard of others using hagerty, but as above, no one that's actually had to use them after an incident

  5. #5
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    Re: stateside Hako/JDM car owners

    Quote Originally Posted by familycar
    i need to get my shit together and get things lined up for shipping haha. have 1.5 years though... for insurance idk about usaa covering cars like ours. i've heard of others using hagerty, but as above, no one that's actually had to use them after an incident
    Hagerty is one of the most respected insurers of classic cars in the US. A good friend of mine had his classic keyed, and Hagerty paid to repaint the car by one of the top guys in the area, no questions.

  6. #6
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    Re: stateside Hako/JDM car owners

    i was kinda hoping someone was using USAA. im considering them for banking too already.
    Go online and ask USAA. The only possible problem that I can think of might be that due to lack of body parts stateside they might not give you collision and comprehensive coverage. USAA has insured my RL411 since 1968, but then it was an export model geared to the US and Canadian market.

  7. #7
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    Re: stateside Hako/JDM car owners

    I used USAA initially to show proof of insurance for registration. Then switched over to Hagerty. As for the concern of body panel replacement, I have a true story. A retired military friend of mine in Seattle had his GTR32 hit in an accident. He used USAA for insurance as well. At the end of the week he had his quote for repairs (including new rear glass, door and rear 1/4 from Japan). USAA paid up without a hassle. He still uses them. He was not dropped. He no longer drives the car as a daily but that is mostly due to weather concerns in WA (snow,ice,rain). I have not heard of anyone crashing their hako here stateside, but I imagine the process is the same.

    USAA will offer to put you in contact with their classic car underwriter (I forget the name). They never returned my calls o even start a policy. Not a good sign.

  8. #8
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    Re: stateside Hako/JDM car owners

    I've been with Hagerty since 2007. I've never had any problems; they let me state how much I wanted to declare for my insurance and its been smooth sailing ever since. I have tried to go to USAA as well, and they did the same thing: they said that they 'could' put me in contact with subsidy insurance company that handled classic cars, but I never ventured into it.

    Don't forget that that Hagerty covered Thousands(!) of claims for their customers after Superstorm Sandy, and I haven't heard of any complaints. Good luck with your decision.

  9. #9
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    Re: stateside Hako/JDM car owners

    Poor answer, but... :lol:

    Stated-value policy with Progressive, haven't filed a claim, both my JDM cars have USDM counterparts if I ever need sheet metal. :P

  10. #10
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    Re: stateside Hako/JDM car owners

    I'm going to touch base with State Farm, and Hagerty i guess. I dont need to be dealing with USAA if they arent pro-active.

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